1. Company Name: Jainam Jivika Foundation (referred to as “Company”)
2. Company Website: JJFIndia.com
3. Product Website: ReformArmy.com
4. Product Email: info@ReformArmy.com
5. Product Contact No.: +91 95 2523 2523
6. Registered Address: Jainam Jivika Foundation
   3, Jainam Tower, 3, Sai Park,
   Belthika Nagar, Thergaon (Chinchwad),
   Pune - 411033, Maharashtra, India
7. Registered Country: India

Our Company Website, as mentioned above, complies with Information Technology (Intermediary Guidelines and Digital Media Ethics Code) Rules, 2021, which make it mandatory for the disclosure of the use of cookies and obtain user's consent for their use. So by agreeing to our legal terms and conditions, you as a User are obligated to follow and use our Company Website as mentioned above as per legal terms and conditions.

1. Table of Contents

   1. Assent & Acceptance
   2. Age Restriction
   3. About the Site
   4. Licence to Use Website
   5. Intellectual Property
      1. Ownership of Intellectual Property
      2. Licence for User Content
      3. Reporting Infringements
   6. User Obligations
      1. Registration Requirements
      2. Account Security
      3. Billing Information
      4. Prohibited Actions
   7. Payment & Fees
      1. Billing and Renewal
      2. Fee Changes
      3. Credit-Based Products
      4. Subscription-Based Products
   8. Software
      1. Licencing Terms
      2. Disclaimer of Warranties for Software
      3. User Restrictions
   9. Acceptable Use
      1. Prohibited Activities
      2. Consequences of Violations
   10. Communication
       1. Consent for Communication
       2. Methods of Communication
   11. Sale of Goods/Services
   12. Indemnification
   13. Spam Policy
   14. Third-Party Links & Content
   15. Modification & Variation
   16. Entire Agreement
   17. Service Interruptions
   18. Term, Termination & Suspension
       1. Grounds for Termination
       2. User Termination Rights
       3. Survival of Terms
   19. No Warranties
   20. Limitation on Liability
   21. General Provisions
       1. Language
       2. Jurisdiction, Venue & Governing Law
       3. Assignment Restrictions
       4. Severability
       5. No Waiver
       6. Headings for Convenience
       7. No Agency, Partnership or Joint Venture
   22. Force Majeure
   23. Electronic Communications Permitted

1. ASSENT & ACCEPTANCE

   1. By using the Website, You warrant that You have read and reviewed these Terms of Service and that You agree to be bound by them. If You do not agree to be bound by these Terms of Service, please leave the Product Website as mentioned above immediately. The Owner only agrees to provide use of this Website and Services to You if You assent to these Terms of Service. Further, based on the Services obtained by a User, additional terms and conditions in respect of the specific Services may apply, which shall be deemed an agreement between the Users and the Owner.

2. AGE RESTRICTION

   1. You must be at least 18 (eighteen) years of age to use this Website or any Services contained herein. By using this Website, You represent and warrant that You are at least 18 years of age and may legally agree to these Terms of Service.
   2. You must be at least 18 (eighteen) years of age to use this Website or any Services contained herein. By using this Website, You represent and warrant that You are at least 18 years of age and may legally agree to these Terms of Service.

3. ABOUT THE SITE

   1. The Product Website as mentioned above We reserve the right to refuse service or refuse to sell the products or services on the Product Website as mentioned above at our sole discretion to anyone for any reason at any time. Product Website, as mentioned above does not screen or censor the users who register on and access the Website.
   2. You assume all risks associated with dealing with other users with whom you come in contact through the Website. You agree to use the Product Website as mentioned above only for lawful purposes without infringing the rights of or restricting the use of this Website by any third party.

4. LICENCE TO USE WEBSITE

   1. The Owner may provide You with certain Information as a result of Your use of the Website or Services. Such Information may include but is not limited to, documentation, data or Information developed by the Owner and other materials which may assist in your use of Product Website as mentioned above or Services Limited Materials.
   2. Subject to these Terms of Service, the owner grants you a non-exclusive, limited, non-transferable and revocable licence to use the owner's Materials solely in connection with Your use of the website and Services. The Owner Materials may not be used for any other purpose and this licence terminates upon your cessation of use of Product Website as mentioned above or Services or at the termination of these Terms of Service.
   3. You agree not to collect the contact information of other Users from the Product Website as mentioned above or download or copy any Information by means of unsolicited access so as to communicate directly with them or for any reason whatsoever. Any unauthorised use by you shall terminate the permission or licence granted to you by the Product Website as mentioned above and You agree that you shall not bypass any measures used by the Owner to prevent or restrict access to the Website

5. INTELLECTUAL PROPERTY

   1. You agree that the Product Website, as mentioned above and all Services provided by the Owner are the property of the Owner, including all copyrights, trademarks, trade secrets, patents and other intellectual property ("Owner IP").
   2. You agree that the Owner owns all rights, title and interest in and to the Owner IP and that You will not use the Owner IP for any unlawful or infringing purpose. You agree not to reproduce or distribute the Owner IP in any way, including electronically or via registration of any new trademarks, trade names, service marks or Uniform Resource Locators (URLs), without express written permission from the Owner. In order to make Product Website as mentioned above and Services available to You, You hereby grant the Owner a royalty-free, non-exclusive, worldwide licence to copy, display, use, broadcast, transmit and make derivative works of any content You publish, upload or otherwise make available to Product Website as mentioned above ("Your Content").
   3. The Owner claims no further proprietary rights in Your Content. If You feel that any of Your intellectual property rights have been infringed or otherwise violated by the posting of information or media by another of Our users, please contact Us and let Us know.

6. USER OBLIGATIONS

   1. As a user of the Product Website as mentioned above or Services, You may be asked to register with Us. When You do so,
      1. You will choose a user identifier, which may be Your email address or another term, as well as a password.
      2. You may also provide personal information, including, but not limited to, Your name.
      3. You are responsible for ensuring the accuracy of this information. This identifying information will enable you to use the Product Website as mentioned above and Services.
      4. You must not share such identifying information with any third party and if You discover that Your identifying information has been compromised, You agree to notify Us immediately in writing. An email notification will suffice.
      5. You are responsible for maintaining the safety and security of Your identifying information as well as keeping Us apprised of any changes to Your identifying information.
   2. The billing information You provide us, including credit card, billing address and other payment information, is subject to the same confidentiality and accuracy requirements as the rest of Your identifying information. Providing false or inaccurate information or using the Product Website as mentioned above or Services to further fraud or unlawful activity is grounds for immediate termination of these Terms of Service.
   3. The Owner reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.

7. PAYMENT & FEES

   1. Should You register for any of the paid Services on this website or purchase any product or service on this website, You agree to pay Us the specific monetary amounts required for that product or those Services. These monetary amounts ("Fees") will be described to You during Your account registration and/or confirmation process. The final amount required for payment will be shown to You immediately prior to purchase. Payment for any ongoing Services is billed automatically until You notify Us that You would like to terminate Your access to the Services. We reserve the right to refuse service or refuse to sell the products on the Product Website as mentioned above at our sole discretion to anyone for any reason at any time.
   Note - All Payments Are To Be Made In Indian National Rupee ( INR ) Only.
   2. Subscriptions
   3. Billing and Renewal - Your Company Website as mentioned above subscription will automatically renew unless you cancel it. By subscribing, you consent to recurring charges to your payment method without needing prior approval for each charge until you cancel. The length of your billing cycle will depend on the subscription plan you selected.

8. SOFTWARE

   1. The product Website as mentioned above, may include software for use in connection with our Services. If this software is accompanied by an end user licence agreement (“EULA”), the terms of the EULA will govern your use of the software. If there is no EULA, we grant you a non-exclusive, revocable, personal and non-transferable licence to use the software solely in connection with our Services and in accordance with these Legal Terms.
   Note - All Payments Are To Be Made In Indian National Rupee ( INR ) Only.
   2. The software and any related documentation are provided "AS IS," without any warranties, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose or non-infringement.
   3. You assume all risks arising from the use or performance of the software. You may not reproduce or redistribute the Software except as permitted by the EULA or these Legal Terms.

9. ACCEPTABLE USE

   1. You agree not to use the Product Website as mentioned above or Services for any unlawful purpose or any purpose prohibited under this clause. You agree not to use the Product Website as mentioned above or Services in any way that could damage the Website, Services or general business of the Owner.
   2. You further agree not to use the Product Website as mentioned above or Services:
   3. To harass, abuse or threaten others or otherwise violate any person's legal rights;
   4. To violate any intellectual property rights of the Owner or any third party;
   5. To upload or otherwise disseminate any computer viruses or other software that may damage the property of another;
   6. To perpetrate any fraud;
   7. To engage in or create any unlawful gambling, sweepstakes or pyramid scheme;
   8. To publish or distribute any obscene or defamatory material;
   9. To publish or distribute any material that incites violence, hate or discrimination towards any group;
   10. To unlawfully gather information about others;
   You are prohibited from using the site or its content:
   11. To use for any unlawful purpose;
   12. To solicit others to perform or participate in any unlawful acts;
   13. To infringe on any third party's intellectual property or proprietary rights or rights of publicity or privacy, whether knowingly or unknowingly;
   14. To violate any local, federal or international law, statute ordinance or regulation;
   15. To harass, abuse, insult, harm, defame, slander, disparage, intimidate or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin or disability;
   16. To submit false or misleading information or any content which is defamatory, libellous, threatening, unlawful, harassing, indecent, abusive, obscene, lewd, lascivious or pornographic or exploits minors in any way or assists in human trafficking or content that would violate rights of publicity and/or privacy or that would violate any law;
   17. To upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites or the Internet;
   18. To collect or track the personal information of others;
   19. To damage, disable, overburden or impair Product Website as mentioned above or any other party's use of the Website;
   20. To spam, phish, pharm, pretext, spider, crawl or scrape;
   21. To interfere with or circumvent the security features of the Service or
   22. To any related website, other websites or the Internet;
   23. To personally threaten or have the effect of personally;
   24. To use for any obscene or immoral purpose; threatening other Users. We reserve the right to terminate your use of the Service or any related website for
   25. violating any of the prohibited uses. We reserve the full authority to review all content posted by Users on the website.
   26. You acknowledge that Product Website, as mentioned above, is not responsible or liable and does not control the content of any information that may be posted to Product Website as mentioned above by You or another User of Product Website as mentioned above and you are solely responsible for the same. You agree that You shall not upload, post or transmit any content that you do not have a right to make available (such as the intellectual property of another party).
   27. You agree to comply with all applicable laws, statutes and regulations concerning your use of the Product Website as mentioned above and further agree that you will not transmit any information, data, text, files, links, software, chats, communication or other materials that are abusive, invasive of another's privacy, harassing, defamatory, vulgar, obscene, unlawful, false, misleading, harmful, threatening, hateful or racially or otherwise objectionable, including without limitation material of any kind or nature that encourages conduct that could constitute a criminal offence, give rise to civil liability or otherwise violate any applicable local, state, provincial, national or international law or regulation or encourage the use of controlled substances.
   28. We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene or otherwise objectionable or violates any party's intellectual property or these Terms of Service. You may not use our products for any illegal or unauthorised purpose, nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws).

10. COMMUNICATION

    1. You understand that each time you use the product Website as mentioned above in any manner, you agree to these Terms. By agreeing to these Terms, you acknowledge that you are interested in availing and purchasing the Services that you have selected and consent to receive communications via phone or electronic records from Product Website as mentioned above, including e-mail messages telling you about products and services offered by Product Website as mentioned above (or its affiliates and partners) and understanding your requirements. Communication can also be by posting any notices on the Website. You agree that the communications sent to You by the Product Website as mentioned above shall not be construed as spam or bulk under any law prevailing in any country where such communication is received.

11. SALE OF GOODS/SERVICES

    1. The Owner may sell goods or services or allow third parties to sell goods or services on the Website.
    2. The Owner undertakes to be as accurate as possible with all information regarding the goods and services, including product descriptions and images.
    3. The Owner does not guarantee the accuracy or reliability of any product information and You acknowledge and agree that You purchase such products at Your own risk.

12. INDEMNIFICATION

    1. You agree to defend and indemnify the Owner and any of its affiliates (if applicable) and hold Us harmless against any and all legal claims and demands, including reasonable attorney's fees, which may arise from or relate to Your use or misuse of Product Website as mentioned above or Services, Your breach of these Terms of Service or Your conduct or actions.
    2. You agree that the Owner shall be able to select its own legal counsel and may participate in its own defence if the Owner wishes.

13. SPAM POLICY

    1. You are strictly prohibited from using the Product Website as mentioned above or any of the Owner's Services for illegal spam activities, including gathering email addresses and personal information from others or sending any mass commercial emails.

14. THIRD-PARTY LINKS & CONTENT

    1. The Owner may occasionally post links to third-party websites or other services. You agree that the Owner is not responsible or liable for any loss or damage caused as a result of Your use of any third-party services linked to or from Our Website.

15. MODIFICATION & VARIATION

    1. The Owner may, from time to time and at any time without notice to You, modify these Terms of Service. You agree that the Owner has the right to modify these Terms of Service or revise anything contained herein. You further agree that all modifications to these Terms of Service are in full force and effect immediately upon posting on the Product Website as mentioned above and that modifications or variations will replace any prior version of these Terms of Service unless prior versions are specifically referred to or incorporated into the latest modification or variation of these Terms of Service.
    2. To the extent any part or sub-part of these Terms of Service is held ineffective or invalid by any court of law, You agree that the prior, effective version of these Terms of Service shall be considered enforceable and valid to the fullest extent.
    3. You agree to routinely monitor these Terms of Service and refer to the Effective Date posted at the top of these Terms of Service to note modifications or variations. You further agree to clear Your cache when doing so to avoid accessing a prior version of these Terms of Service. You agree that Your continued use of the Product Website as mentioned above after any modifications to these Terms of Service is a manifestation of Your continued assent to these Terms of Service. In the event that You fail to monitor any modifications to or variations of these Terms of Service, You agree that such failure shall be considered an affirmative waiver of Your right to review the modified Agreement.

16. ENTIRE AGREEMENT

    1. This Agreement constitutes the entire understanding between the Parties with respect to any and all use of this Website. This Agreement supersedes and replaces all prior or contemporaneous agreements or understandings, written or oral, regarding the use of this Website.

17. SERVICE INTERRUPTIONS

    1. The Owner may need to interrupt Your access to the Product Website, as mentioned above, to perform maintenance or emergency services on a scheduled or unscheduled basis. You agree that Your access to the Product Website, as mentioned above, may be affected by unanticipated or unscheduled downtime for any reason but that the Owner shall have no liability for any damage or loss caused as a result of such downtime.

18. TERM, TERMINATION & SUSPENSION

    1. The Owner may terminate these Terms of Service with You at any time for any reason, with or without cause. The Owner specifically reserves the right to terminate these Terms of Service if You violate any of the terms outlined herein, including, but not limited to, violating the intellectual property rights of the Owner or a third party, failing to comply with applicable laws or other legal obligations and/or publishing or distributing illegal material.
    2. If You have registered for an account with Us, You may also terminate these Terms of Service at any time by contacting us and requesting termination.
    3. Please keep in mind that any outstanding fees will still be due even after termination of Your account. At the termination of these Terms of Service, any provisions that would be expected to survive termination by their nature shall remain in full force and effect.

19. NO WARRANTIES

    1. You agree that Your use of The Product Website as mentioned above and Services is at Your sole and exclusive risk and that any services provided by Us are on an "As Is" basis. The Owner hereby expressly disclaims any and all express or implied warranties of any kind, including, but not limited to, the implied warranty of fitness for a particular purpose and the implied warranty of merchantability. The Owner makes no warranties that Product Website as mentioned above or Services will meet Your needs or that Product Website as mentioned above or Services will be uninterrupted, error-free or secure.
    2. The Owner also makes no warranties as to the reliability or accuracy of any information on the Product Website as mentioned above or obtained through the Services. You agree that any damage that may occur to You through Your computer system or as a result of the loss of Your data from Your use of Product Website as mentioned above or Services is Your sole responsibility and that the Owner is not liable for any damage or loss. All information, software, products, services and related graphics provided on this site are "as is" and “as available” basis without warranty of any kind, either expressed or implied. Product Website, as mentioned above, all warranties, expressed or implied, including, without limitation, all implied warranties of merchantability for a particular purpose, title and non-infringement or arising from a course of dealing usage or trade practice. We make no representation about the suitability of the information, software, products and services contained on this Website for any purpose and the inclusion or offering of any products or services on this Website does not constitute any endorsement or recommendation of such products or services.
    3. The Product Website, as mentioned above, makes no warranty that the use of The Product Website mentioned above will be uninterrupted, timely, secure, without defect or error-free. You expressly agree that the use of the site is at your own risk. Product Website, as mentioned above, shall not be responsible for any content found on the Website. Your use of any information or materials on this site or otherwise obtained through the use of this Website is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this website meet your specific requirements. Product Website, as mentioned above, assumes no responsibility for the accuracy, currency, completeness or usefulness of information, views, opinions or advice in any material contained on the Website. Any information from third parties or advertisers is made available without making any changes and so the Product Website, as mentioned above cannot guarantee accuracy and is not liable for any inconsistencies arising thereof. All postings, messages, advertisements, photos, sounds, images, text, files, video or other materials posted on, transmitted through or linked from the Website are solely the responsibility of the person from whom such Content originated and Product Website as mentioned above does not control and is not responsible for Content available on the Website. There may be instances when incorrect information is published inadvertently on our Website or in the Service, such as typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. Any errors, inaccuracies or omissions may be corrected at our discretion at any time and we may change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information in the Service or on any related website, including, without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website should be taken to indicate that all information in the Service or on any related website has been modified or updated.
    4. Product Website, as mentioned above, shall not be responsible for any interaction between you and the other users of the Website. Under no circumstances will Product Website, as mentioned above, be liable for any goods, services, resources or content available through such third-party dealings or communications or for any harm related thereto. Product Website, as mentioned above is under no obligation to become involved in any disputes between you and other users of Product Website as mentioned above or between you and any other third parties. You agree to release the Product Website, as mentioned above, from any and all claims, demands and damages arising out of or in connection with such dispute. You agree and understand that while Product Website, as mentioned above, has made reasonable efforts to safeguard the Website, it cannot and does not ensure or make any representations that Product Website, as mentioned above or any of the information provided by You cannot be hacked by any unauthorised third parties. You specifically agree that Product Website, as mentioned above shall not be responsible for unauthorised access to or alteration of Your transmissions or data, any material or data sent or received or not sent or received or any transactions entered into through the Website. You hereby agree and confirm that Product Website, as mentioned above, shall not be held liable or responsible in any manner whatsoever for such hacking or any loss or damages suffered by you due to unauthorised access of Product Website, as mentioned above, by third parties or for any such use of the information provided by You or any spam messages or information that You may receive from any such unauthorised third party (including those which are although sent representing the name of Product Website as mentioned above but have not been authorised by the Website) which is in violation or contravention of this Terms of Service or the Privacy Policy. You specifically agree that the Product Website, as mentioned above, is not responsible or liable for any threatening, defamatory, obscene, offensive or illegal content or conduct of any other party or any infringement of another's rights, including intellectual property rights. You specifically agree that the Product Website, as mentioned above, is not responsible for any content sent using and/or included on the Product Website as mentioned above by any third party.
    5. Product Website, as mentioned above, has no liability and will make no refund in the event of any delay, cancellation, strike, force majeure or other causes beyond their direct control and they have no responsibility for any additional expense, omissions, delays or acts of any government or authority. You will be solely responsible for any damage to your computer system or loss of data that results from the download of any information and/or material. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you. In no event shall Product Website, as mentioned above be liable for any direct, indirect, punitive, incidental, special, consequential damages or any damages whatsoever, including, without limitation, damages for loss of use, data or profits, arising out of or in any way connected with the use or performance of the site, with the delay or inability to use the site or related services, the provision of or failure to provide Services or to deliver the products or for any information, software, products, services and related graphics obtained through the site or any interaction between you and other participants of Product Website as mentioned above or otherwise arising out of the use of the Website, damages resulting from use of or reliance on the information present, whether based on contract, tort, negligence, strict liability or otherwise, even if Product Website as mentioned above or any of its affiliates/suppliers has been advised of the possibility of damages. We are not liable for any direct, indirect, incidental or consequential damages arising from your use of the Website, including loss of data or revenue, even if we have been advised of such possibilities.
    6. You accept all responsibility for and hereby agree to indemnify and hold harmless Us from and against any actions taken by you or by any person authorised to use your account, including, without limitation, disclosure of passwords to third parties. By using the Website, you agree to defend, indemnify and hold harmless the indemnified parties from any and all liability regarding your use of the site or participation in any site's activities. If you are dissatisfied with the Website, the Services or any portion thereof or do not agree with these terms, your only recourse and exclusive remedy shall be to stop using the site.

20. LIMITATION ON LIABILITY

    1. The Owner is not liable for any damage that may occur to You as a result of Your use of Product Website as mentioned above or Services, to the fullest extent permitted by law. We are not liable for any direct, indirect, incidental or consequential damages arising from your use of the Product Website as mentioned above, including loss of data or revenue, even if we have been advised of such possibilities.

21. GENERAL PROVISIONS

    1. LANGUAGE: All communications made or notices given pursuant to these Terms of Service shall be in the English language.
    2. JURISDICTION, VENUE & GOVERNING LAW: Through Your use of the Product Website as mentioned above or Services, You agree that the laws of India shall govern any matter or dispute relating to or arising out of these Terms of Service, as well as any dispute of any kind that may arise between You and the Owner, with the exception of its conflict of law provisions. In case any litigation specifically permitted under these Terms of Service is initiated, the Parties agree to submit to the exclusive jurisdiction of the courts in Maharashtra, India. The Parties agree that this choice of law, venue and jurisdiction provision is not permissive but rather mandatory in nature. You hereby waive the right to any objection of venue, including assertion of the doctrine of forum non-conveniens or similar doctrine.
    3. ASSIGNMENT: This Agreement or the rights granted hereunder, may not be assigned, sold, leased or otherwise transferred in whole or part by You. Should these Terms of Service or the rights granted hereunder, be assigned, sold, leased or otherwise transferred by the Owner, the rights and liabilities of the Owner will bind and insure to any assignees, administrators, successors and executors.
    4. SEVERABILITY: If any part or sub-part of these Terms of Service is held invalid or unenforceable by a court of law or competent arbitrator, the remaining parts and sub-parts will be enforced to the maximum extent possible. In such conditions, the remainder of these Terms of Service shall continue in full force.
    5. NO WAIVER: In the event that We fail to enforce any provision of these Terms of Service, this shall not constitute a waiver of any future enforcement of that provision or of any other provision. Waiver of any part or sub-part of these Terms of Service will not constitute a waiver of any other part or sub-part.
    6. HEADINGS FOR CONVENIENCE ONLY:
       1. Headings of parts and sub-parts under these Terms of Service are for convenience and organisation only. Headings shall not affect the meaning of any provisions of these Terms of Service.
    7. NO AGENCY, PARTNERSHIP OR JOINT VENTURE:
       1. No agency, partnership or joint venture has been created between the Parties as a result of these Terms of Service. No Party has any authority to bind the other to third parties.

22. FORCE MAJEURE

    1. The Owner is not liable for any failure to perform due to causes beyond its reasonable control, including, but not limited to, acts of God, acts of civil authorities, acts of military authorities, riots, embargoes, acts of nature and natural disasters and other acts which may be due to unforeseen circumstances.

23. ELECTRONIC COMMUNICATIONS PERMITTED

    1. Electronic communications are permitted to both Parties under these Terms of Service, including e-mail or fax. For any questions or concerns, please email us at Company E-Mail as mentioned above.